Short-Term Investment Plans with High Returns

by

While investing our money in the market, the first thing that we want is high returns. Nowadays, markets have various short-term investment plans that help liquidate your assets into cash. There are different short-term investment plans with high returns in India. Almost every bank is offering these features to its customers. Investment plans with high returns are an excellent source to save money. People often opt for short-term investment plans with high returns as they are more appealing and can quickly reach short-term goals. Learn all the details about short-term investment plans with high returns at MyMoneyTrip.com.

10 Best Short-term Investment Plans with High Returns

Some of the best options for short-term investment plans with high returns are represented in the table below:

Investment optionsRate of returnHolding period
Saving account2 % – 7% p.a.Nil
Treasury account7.5% p.a.91 – 364 days
Fixed deposits2.5% – 8% p.a.Seven days – 10 years
Recurring deposits4% – 8%Six months – 10 years
Liquid mutual funds2% – 6% p.a.One day – no limits
Debt mutual funds6% – 9% p.a.36 months – no limits
Corporate deposits ( CD )6% – 12%1 – 3 years
National saving certificates6.8% p.a.Five years
Equity mutual funds7% – 15%12 months – no limits
Stock, commodities, and derivatives marketVariableLess than a day to no limits

Here are the details of the investment plan with high returns:

1. Saving Accounts

 A savings account is the most opted and standard short-term investment plan in India with high returns among people. Saving accounts help keep your money safe; if needed, you can encash it anytime. Saving accounts linked with your debit card undoubtedly helps you take more advantage of a savings account. At Fincrafts.in, readers can get knowledge about saving accounts and other short-term investment plans. 

2. Treasury Accounts

Treasury accounts are a good source of short-term investment plans with high returns. The treasury accounts are issued directly from the reserve bank of India. The rate of return in treasury accounts is comparatively higher than in any other account. Its assets get mature within one year.

3. Fixed Deposits

These are the most liked and reliable means of short-term investment plans with high returns. To invest in FDs, you need to have an account, and with that, you can invest your money in the best place. Various long and short-term investment plans with high returns last up to 10 years, which can be an easy way to save for your future goals.

4. Recurring Deposits

These are reliable and old options for investment plans with high returns. People often opt for recurring deposits as you have to collect a small portion of funds regularly, which results in large amounts during the date of maturity. Recurring deposits can be opened along with your bank or saving account.

5. Liquids Mutual Funds

Liquid mutual funds are a famous option for short-term investment plans with high returns. These funds offer their customers plenty of exciting offers, such as zero exit charges, intraday charges, etc. Liquid mutual funds provide a great return within a short period.

6. Debt Mutual Funds

Debt mutual funds are desirable for investment plans with high returns. It offers services for about five years and returns your money well. It provides a rate of return of about 6% -,9% which is a good deal.

7. Corporate Deposits ( CD )

Corporate deposits are for you if you’re looking for an option that provides higher returns within a short period. It is a great deal that assures you of a good return. Opting for corporate deposits can be considered dangerous sometimes due to its features. However, it offers a rate of return of around 6% – 12%.  

8. National Saving Certificates ( NSC)

National saving certificates are authorized, and reliable options for short-term investment plans with high returns. However, it only provides services within five years; once the deposits mature, you can withdraw all your money. It provides a rate of return of around 6.8%.

9. Equity Mutual Funds

Investments in equity mutual funds are only applicable for 12 months – 5 years. Once all the deposit reaches maturity, you can withdraw it. You can remove all the lump sum amounts at the maturity date or start it after 12 months. However, the early withdrawal will show a destructive impact on your capital.

10. Stock, Commodities, and Derivative Market

It can be a good option for short-term investment plans with high returns. People are interested in investing in stocks and commodities nowadays. There is no maturity date while investing in stock, items, and derivatives. It carries more risk compared to other options. The rate of return is provided according to the state of the market.

Conclusion

Short-term investment plans with high returns are reliable and innovative investment methods. However, you can withdraw your money anytime. It is the best option to have a good return on your money. This article has already discussed all the necessary and standard options for short-term investment plans with high returns. It will help you while investing your money in the future.

Short-Term Investment Plans with High Returns – FAQs

Is investing in stock a good option?

Ans. If you’re seeing it from the sight of the customer, then it is a good option, but despite being a good option, there is an issue with stock. That is, there are huge chances that you can get sudden profit and the probation get insolvency. So you have to invest in stock with a lot of care.

What is an essential thing that an investor should remember before investing?

Ans. The investor should keep in mind that business finance has more risk than profit.

What’s the first thing to notice before investing?

Ans. The first thing to notice before investing is to analyze the market nicely. 

Latest posts by Akash Tiwari (see all)

Leave a Comment